Finance Center

Fury Ford Waconia Finance Center

Experience seamless car buying at Fury Ford Waconia, where we ensure effortless access to affordable financing or leasing terms for every new or used vehicle on our lot. Our dedicated finance team is relentless in securing the optimal deal, regardless of your credit background. Whether you're coming from Minneapolis or Victoria we proudly service the Twins Cities metro area and Carver county. Count on us to establish partnerships with trusted financing sources to deliver low-rate loans with flexible terms tailored to your needs.

Our dedicated team secures optimal auto or truck loans regardless of credit background. Benefit from partnerships with trusted financing sources, free online appraisal, and payment calculator. Decide between buying or leasing with tailored options for every need."

Buying a Ford vs Leasing

Deciding whether to buy or lease a buy or lease a new Ford can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.

When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.

When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payment and a new vehicle every few years.